{"id":8930,"date":"2022-05-31T06:23:30","date_gmt":"2022-05-31T06:23:30","guid":{"rendered":"https:\/\/droidweekly.com\/easiest-american-express-card-to-get-how-to-apply-answer-2022\/"},"modified":"2022-05-31T06:23:30","modified_gmt":"2022-05-31T06:23:30","slug":"easiest-american-express-card-to-get-how-to-apply-answer-2022","status":"publish","type":"post","link":"https:\/\/droidweekly.com\/easiest-american-express-card-to-get-how-to-apply-answer-2022\/","title":{"rendered":"Easiest American Express Card To Get \u2013 How To Apply &#8211; [Answer] 2022"},"content":{"rendered":"<div class=\"entry-content clear\" itemprop=\"text\">\n<p>Answer<\/p>\n<p>There are a few different American Express cards that are easy to get, but the best one for you may depend on your spending habits and credit history. The Blue Cash Everyday Card from American Express, for example, is designed for people who use their credit card for everyday purchases. It has no annual fee and offers 3% cash back on groceries, 2% cash back on gas stations and department stores, and 1% cash back on all other purchases.<\/p>\n<h2>Amex Credit Cards: How To Get Approved For Your First Card<\/h2>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container\" style=\"height: 100%;\"><iframe loading=\"lazy\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\" frameborder=\"0\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/EB3H_Qjlcyw?feature=oembed\" title=\"Amex Credit Cards: How To Get Approved For Your First Card\" width=\"1200\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<h2>Which American Express Credit Card has easiest approval (and hardest)<\/h2>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container\" style=\"height: 100%;\"><iframe allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\" frameborder=\"0\" height=\"675\" loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/DxtcIN2NQAc?feature=oembed\" title=\"Which American Express Credit Card has easiest approval (and hardest)? *Amex cards easy to difficult\" width=\"1200\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<div class=\"schema-faq wp-block-yoast-faq-block\">\n<div class=\"schema-faq-section\" id=\"faq-question-1646480656049\"><strong class=\"schema-faq-question\">What credit score is needed for a American Express card?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no definitive answer to this question since credit scores vary from person to person. However, in general, you will likely need a credit score of at least 700 in order to be approved for an American Express card.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480681881\"><strong class=\"schema-faq-question\">What is the minimum income for American Express?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no specific minimum income requirement for American Express cards. However, the company typically looks for applicants with good credit histories and incomes that can afford to make monthly payments on their credit card balances.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480681704\"><strong class=\"schema-faq-question\">What FICO score does American Express use?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">American Express typically uses a FICO score of 850 when considering a credit card applicant.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480681536\"><strong class=\"schema-faq-question\">Can I get an Amex card with a 650 credit score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">You can get an Amex card with a 650 credit score, but you may not be approved for the best Amex cards if your score is that low. You may be able to get a card with a lower credit limit or a higher interest rate.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480681368\"><strong class=\"schema-faq-question\">What credit does discover pull?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Discover pulls your credit report from all three of the major credit bureaus: Experian, Equifax, and TransUnion. This is so they can get a complete picture of your credit history and score. This helps them determine whether or not you are a good candidate for one of their products.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480681200\"><strong class=\"schema-faq-question\">What is a black card limit?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">A black card limit is the maximum amount that can be charged on a black card.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480681016\"><strong class=\"schema-faq-question\">Does applying for American Express hurt your credit score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">No, applying for an American Express card does not hurt your credit score. In fact, applying for any credit card can actually help your credit score by increasing your credit utilization ratio. This is because every time you apply for a new credit card, the lender will check your credit history to see if you\u2019re a responsible borrower. If you have a good credit history, then the lender will be more likely to approve your application and give you a higher credit limit.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480680840\"><strong class=\"schema-faq-question\">Does Amex verify income?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, Amex will verify your income. They will ask for proof of income, such as W-2s or tax returns. This is to ensure that you are able to afford the charges on your card.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480680665\"><strong class=\"schema-faq-question\">Can I get an American Express card with a 600 credit score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, you can get an American Express card with a 600 credit score. However, the terms of the card may be less favorable than if you had a higher credit score. For example, you may be charged a higher interest rate or have a lower credit limit.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480680489\"><strong class=\"schema-faq-question\">What credit score do you need for an Amazon credit card?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">The Amazon Prime Rewards Visa Signature Card has no specific credit score requirement, but you must be a Prime member. To become a Prime member, you must have an annual income of $50,000 or more and a valid U.S. Social Security number.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480784025\"><strong class=\"schema-faq-question\">How long does it take to get approved for American Express card?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">American Express is a little more difficult to get approved for than some other cards, but the process only takes a few minutes. You\u2019ll need to fill out an application and provide your Social Security number and other personal information. American Express will then do a credit check to determine your eligibility.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480783866\"><strong class=\"schema-faq-question\">Why is my Amex declined?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There are a few reasons your Amex could be declined. One possibility is that there is a problem with your card, such as a lost or stolen card. Another possibility is that there is a problem with your account, such as a past due balance. You may also be declined if you attempt to make a purchase that is above your credit limit. If you\u2019re not sure why your card was declined, you can contact Amex for more information.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480783682\"><strong class=\"schema-faq-question\">Why did American Express deny me?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">American Express may have denied your application because you do not meet the credit requirements for the card. American Express typically requires good to excellent credit for its cards. Additionally, American Express may have denied your application because it already has a cardholder with a similar credit profile.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1646480781641\"><strong class=\"schema-faq-question\">Does Amex hard pull if denied?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, Amex will hard pull your credit if you are denied for a card. This is one reason it\u2019s important to check your credit score before you apply for a card, so you know what odds you have of being approved.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p><!-- AI CONTENT END 1 -->\n<\/div \n\n","protected":false},"excerpt":{"rendered":"<p>Answer There are a few different American Express cards that are easy to get, but the best one for you may depend on your spending habits and credit history. The Blue Cash Everyday Card from American Express, for example, is designed for people who use their credit card for everyday purchases. It has no annual &#8230; <a title=\"Easiest American Express Card To Get \u2013 How To Apply &#8211; [Answer] 2022\" class=\"read-more\" href=\"https:\/\/droidweekly.com\/easiest-american-express-card-to-get-how-to-apply-answer-2022\/\" aria-label=\"More on Easiest American Express Card To Get \u2013 How To Apply &#8211; [Answer] 2022\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[],"tags":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts\/8930"}],"collection":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/comments?post=8930"}],"version-history":[{"count":0,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts\/8930\/revisions"}],"wp:attachment":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/media?parent=8930"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/categories?post=8930"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/tags?post=8930"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}