{"id":1130,"date":"2022-08-02T06:08:30","date_gmt":"2022-08-02T06:08:30","guid":{"rendered":"https:\/\/droidweekly.com\/where-can-i-get-my-fico-answer-2022\/"},"modified":"2022-07-29T14:53:48","modified_gmt":"2022-07-29T14:53:48","slug":"where-can-i-get-my-fico-answer-2022","status":"publish","type":"post","link":"https:\/\/droidweekly.com\/where-can-i-get-my-fico-answer-2022\/","title":{"rendered":"Where can I get my FICO? &#8211; [Answer] 2022"},"content":{"rendered":"<div class=\"entry-content clear\" itemprop=\"text\">\n<p>Answer<\/p>\n<ol>\n<li>There are a few ways to get your FICO score. <\/li>\n<li>You can get it directly from FICO, or you can get it from one of the credit bureaus.<\/li>\n<\/ol>\n<h2>NEVER PAY FOR FICO SCORE! (Credit Karma vs MyFICO)<\/h2>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container\" style=\"height: 100%;\"><iframe loading=\"lazy\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\" frameborder=\"0\" height=\"675\" src=\"https:\/\/www.youtube.com\/embed\/PoCf0eCb6WA?feature=oembed\" title=\"NEVER PAY FOR FICO SCORE! (Credit Karma vs MyFICO)\" width=\"1200\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<h2>Is myFICO worth it? I bought MY credit scores to see!<\/h2>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<div class=\"ast-oembed-container\" style=\"height: 100%;\"><iframe allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen=\"\" frameborder=\"0\" height=\"675\" loading=\"lazy\" src=\"https:\/\/www.youtube.com\/embed\/r8rUoOjcE2k?feature=oembed\" title=\"Is myFICO worth it? I bought MY credit scores to see!\" width=\"1200\"><\/iframe><\/div>\n<\/div>\n<\/figure>\n<div class=\"schema-faq wp-block-yoast-faq-block\">\n<div class=\"schema-faq-section\" id=\"faq-question-1647324886983\"><strong class=\"schema-faq-question\">Can I pull my FICO score for free?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">You can pull your FICO score for free from a few different sources. Your credit card company may offer it for free, or you can get a free credit report from AnnualCreditReport.com. You can also get a free FICO score from CreditKarma.com.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324888096\"><strong class=\"schema-faq-question\">Can my bank give me my FICO score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, your bank can give you your FICO score. The three credit reporting agencies (CRAs) \u2013 Experian, Equifax, and TransUnion \u2013 create your FICO score using the information in your credit report. Your bank may use a different scoring model than the FICO score, so it\u2019s important to review your credit report to understand the factors that are impacting your score.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324889104\"><strong class=\"schema-faq-question\">Is credit Karma the same as FICO?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Credit Karma and FICO are two different ways of measuring credit. Credit Karma is a free service that measures your credit score based on information from TransUnion. FICO is a paid service that measures your credit score based on information from all three credit bureaus \u2013 TransUnion, Experian, and Equifax.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324889411\"><strong class=\"schema-faq-question\">Is my FICO score the same as my credit score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Your FICO score is the most commonly used credit score. It ranges from 300 to 850 and is based on your credit history. Your credit score is a number that reflects your credit risk, or the likelihood that you will not repay your debt. It\u2019s calculated using information from your credit report, such as your account balances, payment history, and how long you\u2019ve had credit accounts.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324889665\"><strong class=\"schema-faq-question\">What\u2019s a good FICO score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">A good FICO score is anything above 700.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324889937\"><strong class=\"schema-faq-question\">How many points is Credit Karma off?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Credit Karma is not actually off. It is a credit monitoring site that provides users with their credit score for free. The site also offers tips on how to improve your credit score.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324890180\"><strong class=\"schema-faq-question\">Is Experian better than Credit Karma?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no definitive answer to this question as both Experian and Credit Karma have their pros and cons. Experian is a more established credit bureau and has a wider range of services, while Credit Karma is free and offers more personalized feedback. Ultimately, it\u2019s up to the individual to decide which service is better for them.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324890417\"><strong class=\"schema-faq-question\">What is the difference between FICO and Experian?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There are a few key differences between FICO and Experian credit scores. For one, FICO scores are based on a more complex algorithm, taking into account a wider range of factors than Experian scores. Additionally, FICO scores are used more widely by lenders than Experian scores. Finally, FICO score versions range from 300-850, while Experian score versions range from 330-830.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324890665\"><strong class=\"schema-faq-question\">Is a FICO score of 8 good?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, a FICO score of 8 is good. A FICO score of 8 means that you have a high credit score and are a low risk for lenders. This means that you are likely to get approved for a loan and will receive a low interest rate. Having a high FICO score can save you money on your loans.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324890913\"><strong class=\"schema-faq-question\">Do car dealerships use FICO scores?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, car dealerships use FICO scores to determine a customer\u2019s creditworthiness. The score is used to assess the risk of lending money to the customer and to help set the terms of the loan.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324891145\"><strong class=\"schema-faq-question\">Is FICO the most accurate credit score?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no one \u201cmost accurate\u201d credit score. Different credit scoring models use different information to calculate a score, so a score from one model may be more accurate for predicting how likely you are to default on a loan than a score from another model. However, FICO is the most widely used credit scoring model, so if your lender is using FICO, that\u2019s the score they\u2019ll be looking at.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324891386\"><strong class=\"schema-faq-question\">Is FICO score accurate?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no one definitive answer to this question. Some people believe that the FICO score is very accurate, while others believe that it is not always an accurate predictor of credit risk. There are many factors that can affect your FICO score, so it is important to understand how your score is calculated and what you can do to improve it.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324891625\"><strong class=\"schema-faq-question\">Can Experian be trusted?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">Yes, Experian can be trusted. The company is a leading credit reporting agency and is well-known for providing accurate information.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324891865\"><strong class=\"schema-faq-question\">Which credit report is most accurate?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no definitive answer to this question as all credit reports can be inaccurate at times. However, it is generally recommended that you check your credit report from all three credit reporting agencies \u2013 Experian, Equifax, and TransUnion \u2013 as they may have different information on file. This way, you can ensure that the most accurate information is being used to make decisions about your credit.<\/p>\n<\/p><\/div>\n<div class=\"schema-faq-section\" id=\"faq-question-1647324892089\"><strong class=\"schema-faq-question\">How many credit cards should a person have?<\/strong> <\/p>\n<p class=\"schema-faq-answer\">There is no one-size-fits-all answer to this question, as the number of credit cards a person should have will vary depending on their individual circumstances. However, some experts recommend having at least two credit cards in order to build a good credit history and score.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<p><!-- AI CONTENT END 1 -->\n<\/div \n\n","protected":false},"excerpt":{"rendered":"<p>Answer There are a few ways to get your FICO score. You can get it directly from FICO, or you can get it from one of the credit bureaus. NEVER PAY FOR FICO SCORE! (Credit Karma vs MyFICO) Is myFICO worth it? I bought MY credit scores to see! Can I pull my FICO score &#8230; <a title=\"Where can I get my FICO? &#8211; [Answer] 2022\" class=\"read-more\" href=\"https:\/\/droidweekly.com\/where-can-i-get-my-fico-answer-2022\/\" aria-label=\"More on Where can I get my FICO? &#8211; [Answer] 2022\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts\/1130"}],"collection":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/comments?post=1130"}],"version-history":[{"count":1,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts\/1130\/revisions"}],"predecessor-version":[{"id":47947,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/posts\/1130\/revisions\/47947"}],"wp:attachment":[{"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/media?parent=1130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/categories?post=1130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/droidweekly.com\/wp-json\/wp\/v2\/tags?post=1130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}