In order to fulfill a request from a lender, we had to shut down OpenDime’s services. The only time we terminate an account is as a result of a bank demand.
Netspend Customer Waiting for Paycheck 7 Months Later
Don’t get NetSpend.
I’ve been with them for years and have always paid on time, so what went wrong? It looked like it could be a mistake, but when I called customer service they told me there is no way to reopen an account once it has been closed. Even if I had just forgotten about an overdue payment or something – which isn’t likely because I pay my bills religiously – there is nothing they can do. So now what? The rest of this blog post will explain why Netspend closing your account is bad news and how you might be able to get back in business with them quickly.
Netspend is one of the biggest prepaid debit card providers in the country. It currently serves over 40 million customers. And Netspend has grown to its enormous size by offering some of the most generous free services available with no hidden fees, which indeed makes it an ideal provider for low income earners and people on a budget who need access to banking services but don’t have enough money to open up an account with traditional banks. So if you are one of those 40 million customers, read on.
One reason Netspend will close your account is if you are unable to keep up with required financial obligations- like missed payments, incorrect information on your application, or other irregularities.
It’s possible for somebody who needs the service (especially low-income earners) to get their account re-opened. If they can show that things have changed and they handled what was needed in the past, the company might be persuaded to restore access to services like Netspend prepaid debit card. The other possible cause of getting access restored would be through personal contacts – perhaps someone inside Netspend might vouch for you and speak up on your behalf.
You could be declined for one of many reasons: You don’t have enough money left on your card. Your card hasn’t been activated or registered. The address you provided to make an online or phone purchase is incorrect, as it differs from the address on file with your prepaid card provider.
If you need to unblock your Netspend card, call their customer care at 1-866-387-7363 or email them at [email protected]
ACH withdrawals and reloads are not free. There is no free network for ACH transactions or withdrawals. If you stop using the card, there’s an inactivity fee; among other things, many prepaid cards lack this feature. The overdraft service costs $20 per overdraft up to five times each month
Netspend charges a $15 fee for each overdraft transaction, up to three per month. The service is terminated if the customer has a negative balance for more than 30 days in a row or within three months of each other.
To open up five Netspend accounts, we’ll need to establish a number of prepaid debit cards. Each prepaid debit card is linked to a specific firm, but they all run on the same underlying platform as Netspend and operate exactly the same.
One of the most frequent reasons for Netspend payment delays is sharing incorrect card information or Netspend account information.
Netspend is a pre-paid debit card that can be replenished automatically and with direct deposit. It does not require personal information such as name or social security number, unlike bank accounts or credit cards. Netspend activity will not appear on your credit report or have an impact on your credit score.
NetSpend will issue a refund for all of the money you lost, and we want to ensure that you get it. If you believe you should have received a notification from NetSpend but did not — or if you are having difficulties obtaining your money back, please contact the FTC at [email protected]
After you buy a NetSpend card, you will not be able to get a refund. You have the option of canceling it after you’ve taken out all of the money on it. In certain situations, you may claim a problem with NetSpend and receive money back.
Please contact us. Cardholders should email us through your secure inbox. To utilize this service, log into the Account Center online. [email protected] may be used for any other questions.
You are now receiving Social Security, SSI, or Railroad Retirement payments on your Netspend Card Account. The IRS will deposit your Economic Impact Payment into the same account you would use to collect federal benefits.